Just starting out? Wondering how you can get credit if you have no credit? The best way to start building your credit rating is to get a credit card…depending on your circumstances (job, income, etc.), you may have to start with a prepaid credit card, a secured credit card, or a credit card with a slightly higher interest rate or a minimal annual fee, but you can get your first credit card! And, the best part about starting with no credit is that it’s much easier to move from no credit to even good or excellent credit, simply by getting your first credit card, and using it responsibly.
Here are the most current credit card offers for no credit: